Monero General Monero Discussion Started Aug 24, 2026 9:16 PM

Can You Have Financial Freedom Without Financial Privacy?

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Aug 24, 2026 9:16 PM
#1
monero financial privacy privacy financial freedom self custody self governance fungibility decentralization cypherpunk cryptocurrency

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I've been thinking about financial freedom for a while, and I realized that most of the time we reduce it to how much money someone has.

Enough money to quit your job. Enough savings to handle an emergency. No debt. Own your house. Whatever.

What if you have all of that and someone else can still decide whether you're allowed to use your money?

What if they can see where it came from, where it goes, who you send it to, and build a pretty detailed picture of your life from that information?

At that point, how much financial freedom do you actually have?

In this article, I get into financial privacy, centralized financial systems, self-governance, and why I think Monero is interesting in this context.

I also get into how Monero actually provides privacy at the protocol level rather than simply asking you to trust some company to keep your financial information private.

And no, the conclusion isn't "buy Monero and you're financially free." That's not how I see it. The point is having options.

Anyway, here's the full article:

What Does Financial Freedom Consist of and How Can Monero Help?

I'd be interested in hearing what you guys think.

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Aug 24, 2026 11:16 PM
#2

Its a tragic state of affairs really.
Sacrifice your firstborn son to verify your digital ID. Moloch is hungry.
Or else use permissionless systems and hope the wrenchers don't get you. Moloch is hungry.
Or just put everything in Monero and bind your future to one crypto coin.

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Aug 25, 2026 8:19 PM
#4

all those publicity about privacy and the promised land of no one detecting you is close to snake oil sales.

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Aug 26, 2026 4:53 AM
#5

@yayogerardo short answer is Yesn't.
i mean if you had 9999999999$ in bank from whatever you do
you can't just withdrawal all your money (1)
and if can, you will be asked for sure where money come from, what reason you withdrawal all of that, etc (2)
and lets say you already clean for it, now ppl will take note about it, if you see some "case" of murder, some people even get killed right after do big withdrawal, i guess it can be sniffed by those people (3)

but some people on some country can actually do that, since withdrawal on other country require no verification or even no limit.

but if you want to dig the rabbit hole
it almost flat the price to goods ratio....
if you had 1Gram of gold. on 1900 and then you move in future like 2026. you almost had 1:1 buying power.
price cow on 1900 to today almost same, or even on other country you had cheaper price because they implement some tech to make breeding and growing cow more cheaper

for the monero case....
2017 1 monero i can get 1 goat
now 2026, 1 monero i can get 4 goat lol

so really, if you embrace fiat... you embrace the ghost who take the value of your money everytime you see the year changed lol

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Freedom wer?

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