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Promotion & Adoption Started Mar 15, 2026 9:56 PM

Self-Hosted Monero Payment Processing

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Mar 15, 2026 9:56 PM Last edited Mar 15, 2026 9:57 PM
#1

Monerica is currently using NOWPayments. This has been good as there are no monthly fees and it's all on their side. But it may soon make more sense to self-host a Monero payment processor. Some sponsors would prefer something else.

It's very hard to get a straight answer about what it will cost per month and how to host everything while also paying in Monero. Ideally this is done as a full node but it's perhaps too expensive to do that and would be best as a pruned node or remote node.

What exactly would this cost and which specific software to run? It would most likely be from the list of open source merchant services on Monerica (e.g. Bitcart, BTCPayServer, etc.). Options like MoneroPay are interesting but they require more setup and having an external price API rather than one built in, or easily configured.

Any specifics on price and configuration could help justify the time to switch.

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Mar 15, 2026 10:33 PM Edited Mar 15, 2026 10:43 PM
#2

BTCPay is fine, it does require some extra setup for monero but if you know what you are doing you can have the software running in half an hour. No matter what you do or what service you use, you need to be paying for the storage to store the blockchain. Most are pretty much the same in other areas like CPU and RAM use.
With how most hosts price their services, this means upgrading to a far higher plan, though for some, including us, there's more flexibility on the storage side even on small plans.

We use a pruned LTC, BTC and XMR node for our setup and it takes around 300GB, which if you want to sync in a reasonable time then needs to be on SSD.

If you want a pruned node for only monero, I would suggest you price in at least 150GB of storage to allow for some expansion. The pruned blockchain is around 100GB right now. https://docs.getmonero.org/technical-specs/#block-time

If I am to bring an example in, at our pricing this would be 1 Core $1 + 2GB Ram (@$1.5/GB) $3 + 150GB Storage (@$0.1/GB) $15 = $19/mo. I don't really know how others price custom plans though, not everyone would do them, and if we didn't then the closest plan for that storage amount is $30/mo. I would say that around the $15-$20 mark is a reasonable budget.

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