This discussion is attached to the directory listing XMRMatters.
Service Discussion Started Jul 23, 2026 12:24 PM

[PSA] XMRMatters discussion thread, wouldnt trust, literal compulsive liar - XMRMatters

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Jul 23, 2026 12:24 PM
#1

their reddit thread:
https://redlib.catsarch.com/r/Monero/comments/1uexajc/p2p_exchange_dex_esrow_xmrmatters_is_officially/

they have also made 4 threads on here so far, not a single one attached as a discussion thread on their service page, so making that one attached to their service page since they just wont do it themselves

they also have been documented to lie on multiple occasions on this forum
that shit glow so hard, they have no respect for the cryptospace which is based on opensource while they're closed source and centralized (literally the most 2 basic things the space should avoid), so in return they deserve no respect either

instead of providing source code (which wouldnt matter anyways since they can run any code on their own server in the first place), they offered "documentation"
like, yea, you can offer "documentation" about the recipe for beef patties but serving pigs and rats patties instead, makes senses?

they gonna try to smooth talk their userbase into falling into their honeypot/scam design
centralized

their actual quote:

Second, your claim that users have to "learn how to use PGP/GPG" proves exactly why you need to read the documentation before attacking a project. Users do not touch PGP. The platform automatically encrypts trade chats at rest using a server-side public key.

like, yeah, same shit here, similar to incognito market, users of platforms like these should NEVER trust the "automatic encryption" (see again the screenshot from above)

deleted

and have come up with more lies since
liars being like "trust me bruh" and running "trust me bruh" services dont make sense

mediaHGr5-soWYAAgsyf

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Page 2 of 3 - 24 total
Jul 23, 2026 7:39 PM Edited Jul 23, 2026 7:41 PM
#12

@xmrmatters It's very atypical to build a site for 2 years before even registering a domain. This statement alone raises a lot of suspicion about implied trust. We live in the AI era where someone without any formal education can release a site in days.

Now you may argue your site has a lot of complexity to it but this really doesn't seem likely. The time to build something like this is days to weeks, not years.

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Monerica.com — A directory for a Monero circular economy

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Jul 23, 2026 10:57 PM
#13

@GamingResearchLab, third time's the charm.

Firstly, my entire response got deleted because the browser crashed.
Then near the end of the response, I lost the electricity (xmrmatters did not lose anything; secured, proud)
Now I hope that I will finally answer to you and Monerica.

Well, let me start by agreeing to a statement that a localhost with an LLM is about a month for an okay baseline for more, but I wouldn't be able to tell you honestly since I am a bit wicked in my head about the XMRMatters.
I wouldn't be able to sleep at night knowing that an LLM's database would potentially be able, by architecture, to find the weakness of my platform, like that ideological contradiction, aside from some weaker/analysis offline models. Let's be real. The data of everything is being harvested to be exploited.

Also, I am certain that no LLM can create a backend that cannot be LLM hacked, so I know why this platform has taken me two years before even thinking to push it to the people, even on the stagenet.

Well, that can sum up the realization behind the opposite ideology in XMRMatters in relation to an LLM.

Then, as I previously mentioned on multiple occasions, I do not compete with Bisq or Haveno, you see the shine in my eyes because I know that what I am doing is actually needed for the people with all soon-to-come EU regulations and restrictions and especially the digitalization of the EURO. The people that buy gold/silver are safe, and that's okay, that's why I commented on some other post aside from the XMRMatters topic, but what about the people that do not want the government to actually track them and know every detail about them so they can lose freedom if they say something against the leading/promoted party? We see that in all areas, including the sport that's unrelated, but everything is bought/sold and rigged, monitored and restricted.

XMR cannot be bought in some parts of the Europe, at least not without XMRMatters or some coin swaps, however there you really lose money, especially if you're not in the EU.

I built this so that people have an alternative, and yes, everyone lives off the money, bro, but I live in a pretty much cheap-ass country, and I have what God has given me and what I've earned. The 1% of the trades is actually more than enough when you sum it up. I do not have a family of 21 children to be hungry. There's a place for everyone, for trades (sellers/buyers), and there's profit for me, so I am not serving anything for free.

The platform has 1% fees on the user that has created the offer, does not matter if it is a BUY or SELL XMR offer. I am currently in some loss with all the covering servers, network, location, ACs, etc.
But I am not honestly sad/mad about it. I am proud that I've made what I believe is secure for the people so that their data is not being tracked, logged, or monitored. I still stress about the scalability and things that really do matter. So that the server always provides secured access.

I am already not able to shut down the platform at my will since I have few users with some account balances that are visible through secure local routes on whitelisted devices for the disputed or halted/unsuccessful self-repairs.

I did not make a front-end website, this platform, especially the frontend, can be replicated within maybe 7 days if one goes into the detail since there's nothing of the error handlers or such that is missing. Two years, man, I know it inside-out. There are still some parts of the website that I personally do not like, but it is still in progress. You can see that in the header notification according to the time zone.

And also, regarding the decentralization, I did agree that I've made a mistake in calling it decentralized in the first place, my intention was never to lure someone into a bait. I have never argued that I was right in any response. I just thought of that word in a different sense, as xmrmatters is not part of any other company, corporation, media outlet, or anything similar but is independent/decentralized, if you get me.

For the people that even visited my platform with the belief that it was decentralized, I apologize, but I do not apologize for being a fair human and accepting that the Monero community has that word defined exactly at some point, which I did not pick up in time, and I accepted the correction a long time ago

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Jul 23, 2026 11:03 PM Edited Jul 23, 2026 11:10 PM
#14

@monerica Honestly, I had no idea that I would ever make it.

That's why I did not register it before, and when I wanted it, the .com and .org were already bought by someone else.
Other things are answered in the response above this one.

Also, I am deeply and very much thankful for listing me.
Pinky promise that I will not let it down as this āŒ sing, since I've checked Monerica thoroughly before submitting for listing, and thank you for your service, and I wish you all success.

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Jul 23, 2026 11:23 PM
#15

within your bullshitting wall of text:

XMR cannot be bought in some parts of the Europe, at least not without XMRMatters

wdym? haveno is blocked in some parts of europe? LOL
what are you even on about? u dont make no sense, like, literally at all
or is it yet an other lie...
literally out here being compulsive liar stg

Pinky promise that I will not let it down as this āŒ sing, since I've checked Monerica thoroughly before submitting for listing, and thank you for your service, and I wish you all success.

šŸ¤¦ā€ā™€ļø
well, i dont wish you success, at all, not even a single customer
because that would mean the cryptospace has failed yet again on the goal of censorship resistance, decentralization and not being hijacked by centralized corporate honeypots/scams like your service

localmonero was always meant to be short-term solution
centralized exchanges were never meant to be a thing in the first place
the long term solutions, censorship resistant are DEXs
you been wasting your time building some localmonero wannabe website
and math is mathing only if you're malicious (honeypot/scam), since actual censorship resistant solutions been out here already

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Jul 24, 2026 11:56 AM
#16

@xmrmatters Your story makes no sense. You spent 2 years on something you didn't know you'd make? You are now marked as questionable. No one has said you're a scam but the way you are presenting yourself here requires we warn anyone about using your service.

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Jul 24, 2026 1:32 PM
#17

@GamingResearchLab To clarify the Europe point.

Software like Haveno obviously isn't network-blocked.
The real issue in Europe is monitored usage on traditional fiat rails, banks actively monitor and flag transactions linked to crypto, making onboarding a massive headache for average users.

Haveno and atomic swaps are great DEX solutions, but they come with setup friction that turns off regular people. XMRMatters is just meant to be a low-barrier P2P alternative. Having more entry points grows the Monero ecosystem. If you only want to use pure DEXs, stick to Haveno, but having options doesn't hurt anyone.

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Jul 24, 2026 1:34 PM
#18

@monerica I really appreciate everything you do for the ecosystem and I’m genuinely grateful for the listing in the first place, so I completely respect your caution here.
Warning users about any new centralized platform is the right call.

Just to clarify the 2-year part. I meant I spent two years as a solo dev building and refining the codebase before taking it live, not that I didn't know what I was making.

I completely accept being tagged as questionable for now. In this community, trust shouldn't be given over forum posts anyway. It has to be earned over time with a clean track record.

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Jul 24, 2026 1:54 PM
#19

XMR cannot be bought in some parts of the Europe, at least not without XMRMatters

The real issue in Europe is monitored usage on traditional fiat rails, banks actively monitor and flag transactions linked to crypto

same issue with your service then, cash by mail is the recommended mean of on/offramp anyways
but your claim is still a straight up lie

Haveno and atomic swaps are great DEX solutions, but they come with setup friction that turns off regular people. XMRMatters is just meant to be a low-barrier P2P alternative.

lying again because as it was stated on multiple occasions, users would still have to be learning how to use PGP/GPG on top of your own "auto-encrypt" feature (refer to post in OP for context)

If you only want to use pure DEXs, stick to Haveno, but having options doesn't hurt anyone.

having centralized exchanges do hurt the cryptospace as a whole
it's been the stance of probably the majority of monero people that:
"delistings are good, fuck binance, coinbase and the likes"

In this community, trust shouldn't be given over forum posts anyway. It has to be earned over time with a clean track record.

same as was stated earlier, same with coinbase, binance and the likes that have a clean track record working directly with the feds, you're a dumbass

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Jul 24, 2026 2:00 PM
#20

@GamingResearchLab I understand your perspective, and I respect your stance.
For privacy-first users with strict threat models, cash-by-mail and decentralized protocols like Haveno are undeniably the gold standard, we don't dispute that.

XMRMatters exists simply to provide an accessible, web-based alternative for people looking for another option. Everyone in this space should choose the tools that align best with their own principles and risk tolerance. I appreciate you sharing your thoughts on this

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Jul 24, 2026 2:11 PM
#21

User deleted reply.

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