@esna7 I have an acquaintaince that i knew of, who was in their mid 50s living in England where I'm at.
Anyway they had a house, they had children fully grown and now married. When the convid happened they knew it was time to exit the system; so what they did was sold their nice home in the rural area (near a place called Great Malvern, a stunning little countryside-rural area), sold their cars; with their excellent credit score the old lover birds each got two credit cards each...and then maxed the SHIT outta it.
If you know the system and if you want to play the legal game, then it gives you perfect reasoning to fuck the system up. We have evidence that the English State is a foreign enemy to the people, commiting acts of high treason and terrorism upon the masses (don't make me go back to history...don't make me talk about the Opium Wars and what it did to my beautiful Hong Kong...albeit...what came out of that was a beautiful fusion of English Breakfast and Cantonese Dim Sum). Based on that alone gives us the reason to withhold paying anything (back) to the system, otherwise we are abetting in terrorism against the people of England.
Also if they ever take you to court regarding the matter of debts (which they won't...stupid Baliffs purchase "your" (legal fiction) debt off "you" for £1...thank them and tell em to sniff it), then you have a means ot attack. You'll pay back your loans, mortgages, and whatever income tax to the State when they pay me back for the years of unlawful laws regarding council tax, utility bills, income tax and any other tax that goes against even their own legislation; since we can prove these things things are unlawful.
Of course in your situation and country it may be different, but we operate on a Vatican system of the Papa Bull Trust set up (Creditor, Debtor, Administrator).
Originally the Vatican was the debtor and the people were creditors. From the Old Contract/Old Testament framework they inverted and created a New Contract/Testament which by means of the birth certificate deception, caused the original creditors of a State to become debtors to the State. Once you learn this truth your life will change.
The ending of Shawshank Redemption where Andy Dufrene walks into the identity of Randall Stevens is exactly what Hollywood was teasing us with: the birth certificate deception.