"Things like bills and rent still need to be paid in fiat"
electric bills here can be paid in cash at post office, to which there's the offramp with haveno
monero to cash by mail
then for rent yea is really depending on situation if renting or ownership, in case renting is depending on landlord if can do cash or even crypto directly, ownership then other type of bills so yea, really depending on situation there
by "living off monero" i still consider physical cash as well in that too, the offramp exist
well, probably not right now if the bug thing hasnt been fixed yet, but when it's working then is working for that
then pretty much same for groceries, restaurants and whatnot, havent checked if xmr.cards specifically has the ones i been using but been doing instant swap exchange from monero to whatever is accepted on that
so like, monero is the bank account then doing payments in whatever other means, different cryptos or cash when necessary
(was typing the message, but had to rewrite it from scratch cause it bugged with message that got cleared, similar as a previous bug that was meant to be fixed, it still does it from time to time T_T)