This discussion is attached to the directory listing UnCard.
Service Discussion Started Apr 9, 2026 11:34 AM

Instant Virtual Cards for ads, shopping, SaaS, and online services worldwide - UnCard

27 replies - 779 views - 1 thanks - 0 tippers - 5 watchers

Apr 9, 2026 11:34 AM Last edited May 5, 2026 4:24 PM
#1
uncard vcc privacy prepaid cards

Hi Monero community,

UnCard is a crypto-funded virtual card platform for shopping, travel, and media buying, supporting Monero (XMR) with Apple Pay and Google Pay compatibility.


What You Get

Issue a virtual card in seconds and fund it with crypto. No bank account required.

Full security
3D Secure & OTP verification for every payment

User friendly dashboard + live support
Track your spending, top-ups, withdrawals, and activity with ease

Global usage
Cards work across multiple regions, currencies, and platforms


Pricing & Fees

We aim to keep pricing simple and transparent, no hidden fees.

  • Card top-up fee: 4%
  • Card plans: Starting from $3 per virtual card
  • Transaction fee: $0.5
  • Monthly fees: None

KYC

No KYC required, you can signup with just email and password

In cases of suspected fraud, suspicious activity, or chargebacks, the card will be closed automatically



Support & SLA

Telegram: @uncardcc
Service terms: uncard.cc/terms
Status: uncard.cc/status
FAQ's: https://monero.forum/directory/uncard/faq

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UnCard - Spend crypto on everyday payments

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Replies

Page 1 of 3 - 27 total
Apr 9, 2026 12:55 PM
#3

@monerica Thank you for adding UnCard to Monerica, we really appreciate it. We’re happy to support the Monero ecosystem.

If the community has any feedback or suggestions, we’re always open to improving the service.

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UnCard - Spend crypto on everyday payments

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Apr 10, 2026 6:16 AM
#4

Card issuance fee reduced to $1 for a limited time

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UnCard - Spend crypto on everyday payments

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Apr 11, 2026 10:33 PM Edited Apr 11, 2026 10:46 PM
#5

Review copies available for members level 5+ on the forum
message me on forum or telegram with your username
@uncardcc

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UnCard - Spend crypto on everyday payments

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Apr 14, 2026 10:06 AM
#6

Card plans updated
Now you can issue cards with $100,000 limit

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UnCard - Spend crypto on everyday payments

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Apr 14, 2026 3:00 PM Edited Apr 14, 2026 3:21 PM
#7

Your website says that Uncard will be accepted anywhere VISA is accepted. Who is the actual card issuer, VISA or Uncard?

If we deposit crypto on an Uncard VCC and a merchant who says they accept VISA declines the charge, will you refund us the crypto or are we stuck with using the card somewhere else?

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Apr 14, 2026 3:02 PM Edited Apr 14, 2026 3:06 PM
#8

Review copies available for members level 5+ on the forum.

Copies of what?

In cases of suspected fraud, suspicious activity, or chargebacks, the card will be closed automatically.

I don't understand. You mean all you have to do is SUSPECT fraud and you keep all the money we deposited on the card? Please explain.

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Apr 14, 2026 3:45 PM
#9

Anyone who tests this, please make sure to leave a review. We have had several AI slop card sites pop up recently and many are questionable.

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Monerica.com — A directory for a Monero circular economy

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Apr 14, 2026 9:00 PM Edited Apr 14, 2026 9:13 PM
#10

@ksilverstein
Our cards are issued by various licensed banks
If a payment is declined, any deducted amount will be automatically refunded to your card.
The refund may take 5–7 days, depending on the merchant.

As for suspicious activity, this is in regard to abnormal declined transactions or high-risk transactions. In addition, use of the card on banned sites (e.g. gambling) can lead to the card being automatically closed by the system.

This system is maintained to make sure the service remains reliable for normal users who want to protect their privacy and use the cards for legitimate purposes

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UnCard - Spend crypto on everyday payments

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Apr 15, 2026 7:56 PM
#11

@uncard

What I think I don't like about this is that you and your "system" get to decide what a high risk transaction is and what is abnormal. Some merchants/banks consider any Tor connection or an ip address it doesn't like a suspicious high risk transaction. Reddit is a great example of this (and the reason we are all here).I can see why a bank might decline a gambling site payment but close the card and keep the funds?? With up to $100,000 on the card?

Is the money refunded if the card is "closed" due to suspicious activity?

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